The Innovative Finance ISA, or IFISA, was established in 2016 to enable investors to hold, tax-free, peer-to-peer loans, and other approved crowdfunded debt instruments, such as bonds. The IFISA was launched in recognition by the UK Government of the growing role that peer-to-peer lending is having in bringing investors and borrowers together outside of the mainstream banking sector.

IFISA allows you to subscribe up to £20,000 in the 2020/21 tax year. All returns are tax-free.*

*Tax-free status is individual and subject to changes in legislation. Please consult a tax professional if you are uncertain about your eligibility.